Unlock your potential with our financing solutions

Get an edge with industry-leading features
Extended financing tenure up to 25 years allows better flexibility in managing your resources.
Targeted government subsidies ensure maximum value and added benefits with the programmes of your choice.
Our focus on nation building means we’re all about creating impact on a greater scale to benefit us in the long run.
Enjoy options with our modes of financing
Project Finance
Designed for long-term capital-intensive projects where repayment is solely based on the cash flow generated from the project. The financing is normally extended to a Special Purpose Vehicle which isolates the project's assets and liabilities, protecting the promoter's other assets from potential risks.
Contract Finance
Short to medium term financing offered to contractors, who have been awarded contracts to construct and complete infrastructure projects under progress payment arrangement. By improving cash flow, this mode allows businesses to concentrate on delivering expertise without having to worry about financial management.
Deferred Payment Loan
A medium-term financing offered to contractors entrusted to construct and complete infrastructure projects under deferred payment concept. It is designed to bridge the gap between the period of completion and the actual payment made by the government to the contractor, allowing improved management of cash flow and sustenance of business.
Private Finance Initiative
A programme designed to support the government’s efforts to improve the quality of services of public facilities. It provides financing for private sector investors in completing social infrastructure projects awarded by the government, leading to cost-effective and innovative efforts to deliver projects on time and within budget.
Structured Finance
Medium to long-term funding, awarded based on project viability and the promoter's financial strength. Structured Finance meets unique capital needs not typically covered by traditional lending, often to assist the customers in the construction of building and acquisition of assets. This mode also helps enhance liquidity while keeping risks in check.
For your convenience, our financing plans can be packaged in various Financing Facilities, either in conventional or based on Islamic principles. Attractive financing packages are also available to you in concessionary terms through our various special Programme.
Islamic financing facilities
Tawarruq Asset Financing (TWA)
Islamic term financing facility to finance asset acquisition such as land, buildings, plant, machinery, equipment and vessels.
Explore Facility
Tawarruq Fixed Working Capital (TWF)
Islamic term financing facility to part finance working capital requirements including advances, operating and pre-operating expenditure.
Explore Facility
Tawarruq Revolving Working Capital (TWQR)
Islamic revolving facility to part finance working capital requirements including advances, receivables, operating and pre-operating expenditure.
Explore Facility
Kafalah Bank Guarantee-i (BG-i)
A written undertaking by the Bank to a third party, assuring to pay a specified amount to the third party if the customer fails to meet their obligation.
Explore Facility
Designed to meet your needs
Guided by Principles. Driven by Impact
- Islamic finance is built on fairness, shared prosperity, and real economic growth
- Every transaction is tied to real assets or genuine business activities, helping to build a financial system that supports both communities and industries
What Makes Islamic Finance Different?
- Fairness at Every Step: Every party shares in the risk and reward, ensuring balanced, transparent outcomes
- Rooted in Real Business: All investments are linked to real economic activity, with no speculation or shortcuts
- Values-Driven: No interest (riba), no gambling (maysir), no uncertainty (gharar)
Why Choose Islamic Finance?
- Higher transparency
- Greater accountability
- Sustainable, real-world impact
- Ethical, future-ready investments
Smart Structures for Real Growth
- Mudharabah, a profit-sharing partnership, is one of the dynamic structures that offer powerful, ethical solutions for businesses, investors, and communities
Financing Rate
Base Financing Rates ("BFR")
6.65% p.a.
Application Checklist
Standard Checklist of
Required Information
Looking for alternative banking facilites?
| * | Financing on standalone basis is not allowed. Facility to be offered with other facility, for asset financing and working capital financing purpose. |

Create your own success story. Uncover new possibilities with Bank Pembangunan.

Kuala Lumpur Sentral Sdn Bhd
Project: KL Sentral Station | Funding: RM800 million (1999)

Express Rail Link Sdn Bhd
Project: ERL Train | Funding: RM704 million (1999) & RM1.5 billion (2003)

Syarikat Mengurus Air Banjir & Terowong Sdn Bhd
Project: SMART Tunnel | Funding: RM323million (2004)

Jambatan Kedua Sdn Bhd (Penang Second Bridge)
Project: Penang Second Bridge | Funding: RM500 million (2009)